Policy Limits: The Last to File a Car Accident Claim Can Lose Out
If you are in a car accident, it is important to file your claim as soon as possible. This is especially true if there were multiple people injured in the accident. If too much time passes, and other people file claims before you do, you may be left with nothing because of policy there are limits to the amount of money the insurance policies will pay. At Ghosheh Law we have seen too many people loose out on money they deserve because they don’t understand how Policy Limits work. We want you to know what Policy Limits are and how they work so it doesn’t happen to you or a loved one. In this blog post, we will discuss what policy limits are and how they can affect your car accident claim.
The best Atlanta car accident lawyers & law firms know there are policy limits
At Ghosheh law, one of the first questions we will ask you when you contact us about your accident, is about the insurance policies you and the other drivers may have. That is because we know that they can affect how much money you receive for your injuries. Even if your medical bills are high, the other driver was at fault, and you legally deserve to have your costs covered, the policy limits can cap what you get. Policy limits are the maximum amount of money an insurance company will pay for a car accident claim. If you are the last person to file a claim, and the insurance company has already paid out other people, then you may be left with nothing if the limits were exhausted with those pay-outs. If your injuries are severe and you have high medical bills, you could be left to pay all of those bills out of pocket. If you are hurt, you need to speak with an experienced car accident attorney who can help you get the compensation you deserve as soon as possible.
Don’t let the insurance companies take advantage of you
Insurance companies will always try to pay out as little as possible. After an accident, you can expect them to try to lowball you or offer you a settlement that is much less than what your case is worth. They may even try to deny your claim altogether. This is why it is so important to have an experienced car accident lawyer on your side who knows how to deal with the insurance companies and get the most amount of money possible. At the Ghosheh Law Firm will pressure the insurance companies to pay you the maximum amount of compensation possible.
We act fast at our law firm
We will take action quickly to make sure that you get your fair share. We know that the sooner we act, the better your chances are of receiving full compensation for your injuries. We offer a FREE consultation to accident victims and a FREE police report to encourage the Atlanta community to call us and give themselves and their case the best results. You don’t have to worry about anything except getting the help you need when you reach out to Ghosheh Law after an accident.
An experienced attorney will think outside the box
At Ghosheh law we take pride in being relentless and thinking outside the box. Once we evaluate the insurance policy limits that are available from the at-fault driver we will keep digging for more possibilities for you. This is not something many other attorneys will do but we will explore creative ways to get you paid. For example, did you know that if you were in a car accident as you were working, you can potentially file a claim against your work insurance policy to cover any excess expenses not covered by the other driver’s policy? It is possible to stack multiple insurance policies in any given crash. We do this all of the time for our clients and will gladly do it for you.
Insurance companies will do everything they can to avoid paying you
In addition to extending lowball offers and extending settlements that are way less than what you deserve, you can expect insurance companies to deny or delay your claim altogether. They use stall tactics to make you feel like you have no other choice but to accept their offer. That’s why it is so important to have the support of a law firm like Ghosheh Law which is experienced with more than thirteen years of practice. We will review your case, dig for creative ways to get you paid, and get you every penny that is possible. Don’t wait, call Ghosheh Law now at (404)-500-0000.